What is hi Earn?

hi members are able to earn yield (paid in HI) on any crypto holdings and earn up to 40% APY, with flexible yield options available. With no hidden fees and no reason to wait, all tokens hi allows deposits on are supported - including BTC, ETH, LTC, DOGE, BNB, USDC, USDT and more. Putting idle crypto balance to work, hi allows members to receive up to 40% APY on their cryptocurrency, including stablecoins.

Are there any maximums or limits on the amount that can be transferred to Earn? No maximum limits - get started with hi Earn today!

How can I access my Earn History?

Simply head to the WebApp, log in, tap on the hi menu, and hit Transaction History

What are the fees for hi Earn?

None at all.

What is the payout frequency for Earn?

Members can choose to receive their yield payments either daily or at the end of their term

Are my Earn rates locked in?

The rate that you select when depositing funds is locked in for the duration of the term chosen

What is APY?

APY stands for Annual Percentage Yield. An APY of 10% means that you will receive a 10% yield on your money at the End of Term.

Can I redeem my Earnings early?

Yes you can, if your Earn Product is being paid out End of Term. In this case, you can click on your product, and then redeem, to redeem it early. You will only accrue yield up to the point where you redeem. If your product is being paid out daily, there is no option to redeem it early.

What are the current rates on Earn?

To view the current rates on Earn, please log in to the Earn section on the Web App or Mobile Apps

Why are there so many Earnings options with the same cryptocurrency?

We offer a range of deposit terms and payout options.

How is my daily payout in HI being calculated in Earn?

The yield you get after the end of the Earn period, divided by the number of days for the Earn product you selected

What is End of Term?

End of Term refers to the day at the end of the duration of the Earnings Product. If your product’s payout mode says EOT, which stands for End of Term, it means that you will receive all of the yield after the specified duration.

If I stake ETH in Earn, will the yield also be in ETH?

No, all yield is in HI

I don't see Earn, how can I use it?

Here’s how you get started with hi Earn:

  1. Step 1 Log in to your hi account at web.hi.com. Tap on the "hi" button.

  2. Step 2 Select Earnings from the Menu

  3. Step 3 After reviewing the options "+Fund" your Earnings Balance with the cryptocurrency and amount of your choice

  4. Step 4 Press confirm

In summary, members choose Asset Type, Asset Amount, Deposit Term, Payout Frequency and whether to Auto-Renew.

What are the different deposit periods available with Earn?

7 / 30 / 90 / 180 / 365 days

How do I transfer my Crypto to my Earnings wallet?

You may transfer any cryptocurrency supported by Earnings from Flexible to Earnings. Your available balance will show for the selected crypto.

Can I earn yield on funds in my Vault?

No, funds need to be transferred to your Earnings balance to earn yield

Why do Earn rates change?

Rates are based on market conditions and are updated dynamically. Rates are transparently provided on our Web App and Mobile Apps

Can my Earn balance decrease?

We show your Earn balance in USD for convenience. Since crypto prices change over time, your Earn balance will fluctuate in response to market conditions. However you are always earning new crypto and if the value of the crypto increases, you will see the value of your Earn balance increase.

Where will I see my yield being paid?

Yield earned is paid into your Flexible wallet

Where is Earn available?

All over the world, except USA and British Virgin Islands.

Where can I find the Terms and Conditions for hi Earn?

Terms and Conditions can be found by logging into the Web App and tapping Earnings

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